Study Expenses & Living in Australia – Victory Group

Planning your education in Australia involves more than choosing a university—it’s also about budgeting for tuition, accommodation, and daily life. Australia offers a globally recognised education system and a high quality of life, but understanding the costs and work opportunities is key to a successful student journey.

Tuition Costs in Australia

Tuition fees vary depending on your level of study and the institution you choose. Below is a general indication of the annual tuition range for different qualifications:

These figures can vary based on the university, field of study, and location.
 

Living Expenses in Australia

Australia’s standard of living is high, and student living expenses reflect this. While costs differ by city and lifestyle choices, here’s what you can expect:

• Minimum living costs (as required by visa rules): Students should refer to the latest Australian Government requirements regarding evidence of living expenses when applying for a student visa. 
• Typical monthly living expenses: AUD 1,500 – AUD 2,500 
  • Accommodation (shared rental, student residence, homestay, or private rental)
  • Groceries and meals 
  • Public transport 
  • Utilities (electricity, gas, and water where applicable) 
  • Phone and internet services 
  • Overseas Student Health Cover (OSHC) : Most international students are required to maintain Overseas Student Health Cover (OSHC) for the duration of their student visa. OSHC helps cover the cost of medical and hospital care while studying in Australia. The cost of OSHC varies depending on the provider, level of cover, and duration of study.
  • Entertainment and personal expenses

Cities like Sydney and Melbourne tend to be on the higher end of the scale, while regional cities may be more affordable. 

Work Opportunities While Studying

International students on a valid student visa are allowed to work part-time to supplement their budget.

• Students can generally work up to 48 hours per fortnight (24 hours per week) during academic sessions and full-time during semester breaks under current visa conditions. 

Typical work opportunities include:

• Hospitality and café jobs
• Retail and customer service roles
• Tutoring or academic assistance
• Administration and clerical work

Student Earnings in Australia

Earnings vary depending on the industry, experience, qualifications, and location. Many students find part-time employment in sectors such as hospitality, retail, administration, customer service, and tutoring. Students are entitled to workplace protections and minimum wage standards under Australian employment laws.

At the current minimum wage level, students working the allowed hours can generate additional income, which may help cover some weekly expenses while studying.

Rights & Work Conditions

While working in Australia:

• International students working in Australia are protected by workplace laws and are generally entitled to minimum wages, safe working conditions, and fair treatment. Employers must comply with Australian workplace regulations regardless of a worker's nationality or visa status. 
• Students must ensure they do not exceed work hours permitted under their visa conditions.

Balancing Study, Work & Budget

Managing earnings and spending wisely can significantly affect your study experience in Australia. Planning your budget early—factoring in tuition, accommodation, food, transport, and entertainment—helps avoid financial stress and lets you focus on your academic goals.


Estimated Annual Budget for International Students Depending on the city, accommodation type, and lifestyle choices, international students should plan for: 

1. Tuition fees: Varies by course and institution.
2. Living expenses: Varies by location and personal circumstances. 
3. Overseas Student Health Cover (OSHC). 
4. Travel and personal expenses Creating a realistic budget before arriving in Australia can help students manage their finances effectively and focus on their studies.

Victory Group provides personalized guidance on course selection, tuition fees, living costs, student visa requirements, and study opportunities across Australia. Contact our experienced education consultants today to explore your options and start your Australian education journey with confidence.